Real Estate Financial Tools

Affordability Calculator

Household Income & Expenses
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Debt-to-Income Ratio (DTI)
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Affordability Gauge
Safe Stretch Risk
Safe Zone
Under 28% —
Stretch Zone
28% – 43% —
Risk Zone
Over 43% —
Income Analysis
Housing DTI
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Total DTI (w/ debts)
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Monthly Surplus
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Annual Income Needed
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Est. Max Home Price (Safe DTI)
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Based on 28% front-end DTI at current rate & term

This calculator provides estimates for informational purposes only and does not constitute financial advice or a commitment to lend. All mortgage products are subject to credit approval. Rates are subject to change without notice. Consult a licensed mortgage professional for personalized advice.